Horse Podcast Ep 141: Travel Insurance – What To Do If You Get Hurt

Travel insurance, your best friend when traveling internationally. Today’s episode is all about what to do if you get hurt while traveling. Krystal, Ute, and Heather discuss the importance of travel insurance in a unique episode that they recorded partially live. They share experiences of themselves getting hurt, as well as the clients that were hurt on safari and how insurance saved the day. Travel insurance is one of the most important pieces of travel documents you can have, besides your passport. This episode gives some tips on where to keep your insurance information and who you should be sharing the information with.

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Travel Insurance

If you need an ambulance please call it. That was the advice my insurance agent told me when I purchased medical travel insurance when I was going to Spain. YOu just never know when something might happen that you need to visit a Dr or the hospital. YOu can purchase medical travel insurance at most banks, AAA, your travel agent even some credit
cards have this coverage. For as little as $50.00 you can be covered. The USA has one of the most expensive health care systems in the world. A broken leg can cost you up to $100,000. The rates will be based on your age, pre-existing health conditions and the length of time you will be away from your home country.

Travel Insurnace – What to do with it

Now that you boughten your insurance what do you do with it? Most tour suppliers will want to know if you have coverage. They will keep this information on file in the event that you need to use it. It is always a good idea to take a picture of the policy number and the telephone number which will be toll-free for the insurance provider. I like to keep a small card with this info in my wallet as well I always make sure to tell the other riders that I have it just in case. In the event you need to use the insurance at your earliest convenience let the hospital or medical provider know. There ae some countries that you will go to the better hospital if you have coverage. Then next step will be to notify the insurance provider that you are in need of their help.

Your Hosts today:

Ute (India) Heather (Canada) Krystal (Germany)

Don’t forget to check out the resources section in this article!


  • Out of country medical coverage
  • Rescue Helicopters of Buthan
  • Call the ambulance if you need it.
  • Check what is covered under your policy and limits

Thank you for tuning in and happy trails!

Special Announcement

Elkhorn Ranch

Calling all equestrians! Elkhorn Ranch’s tradition of equestrian adventure began 99-years-ago in 1922. Bordering Yellowstone National Park, the history of Elkhorn’s riding program runs deep, and the backcountry is where it starts. This Fall, we are hosting an Avid Riders week, where we are rounding up experienced riders of varying disciplines to come together to explore over one million acres of National Forest, USFS Wilderness, and Yellowstone National Park. The goal of this week is to go far, not fast. Every day there will be groups that will hit the trails in every direction based on desired time in the saddle and comfort level. We will be racking up the mileage this week and working our way into the backcountry for mountaintop vistas that not many can get to. 

Must be willing to ride on rocky and steep terrain, as well as comfortable with walk, trot, and canter. Our horses are well mannered and smart mountain horses, if you trust them, they will take you wherever you want to go. 

Please reach out to Kt at kt@elkhornranchmontana.com  Rates include all meals, cabin lodging, and all on-ranch activities. 

Website: www.elkhornranchmontana.com

We just launched our lasted Travel Guide Book for Equestrians! 

We just launched our lasted Travel Guide Book for Equestrians! 
Available on Amazon, Kobo, Barnes and noble, and more as paperback and hardback coffee table books, however as a special gift to our members and as a big thank you for being a part of the community we are giving you a copy for free! 
Click here to grab your free book: Horse Riding in Every US State & Country Book

catalog of horse riding vacations and horse riding adventures in all states of the USA and every country in the world. Available as eBook and hardcopy
Our catalog of horse adventures for 2021-2022 in every state and every country

Equestrian Adventuresses Book Store

Do you love to read or listen to horsey books and stories? Then you should have a look at our EQA Book Series, now available as paperbacks, e-books, and audio books.

Packed with exciting true-life stories written by women from all around the world about their adventures they had with horses!

Follow a vet on her adventures in the Namibian Bush, an expat winning a show jumping medal in Italy, a British family with two toddlers crossing Patagonia on horseback or a German girl finding her dream horse on an Indian horse market.

Grab your books and audiobooks now! Incredible true stories of horse riding travel adventures around the world.

Do you feel that we are missing out on an important topic? Or maybe you have an interesting story to tell? Contact Heather or Ute!


Thanks for listening to our horse podcast: Travel Insurance – What to do If you get hurt.

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